Servicing Geelong, Bellarine,

Torquay, Melbourne & Ballarat

AfterPay Vs Zip Pay – What is the difference?

Posted on May 17 2018


With Juice Syndicate now offering multiple payment methods, we would like to be completely transparent and explain the difference between these options so that you can make the best choice for you!


AfterPay is probably the most popular of these methods and is a bit like lay-by, but you get to take home your purchases before you’ve finished paying for them. It’s a payment option you’ll see at many of your favorite online stores (some instore too). If you select to pay with Afterpay, your purchases will be posted to you as normal but you get eight weeks to pay off the total purchase price.

AfterPay will split your total cost into 4 separate equal payments over 8 weeks. For example, a $200 purchase will cost you $50 a fortnight for 4 payments.

Customer fees: 
Customers do not pay any fees or interest on their purchases, although they do occur a $10 dollar late fee and then another $7 if the payment is not made within 7 days.

Does Afterpay do a credit check?
No. You’ll be automatically approved as long as you’re over 18 and have a working credit or debit card.


ZipPay gives customers a credit line of up to $1,000 dollars. Unlike AfterPay, ZipPay allows customers much more time to pay back what they’ve borrowed. The payment schedule is also more flexible, ranging from weekly to monthly.

Once you’ve made a purchase, you choose how you’d like to repay. You can choose a weekly, fortnightly, or monthly repayment schedule. A minimum monthly payment of $40 is required.

Customer fees:
To avoid the $6 monthly fee you need to pay off your purchase by the end of the month you receive your statement. You will receive your statement on the first day the month following your purchase (which is why you get “up to 60 days” fee free). After this date, a $6 monthly fee will be added to your outstanding balance.

All payments are 100% interest-free and you can sign up for direct debit so payments are made automatically from your bank account or credit card according to the repayment schedule that you’ve chosen.

Does ZipPay do a credit check?
Yes, upon applying with Zip Pay, you will need to do an identity and credit check


Want to purchase a cleanse with AfterPay or ZipPay? Easy! Just head over to our shop and select your cleanse, then follow the prompts upon checkout.